Your tax updates, prepared automatically.
Reviewed in seconds. Submitted with confidence. CleanBooks MTD is the simplest way for UK sole traders and landlords to meet their Making Tax Digital obligations — without the stress, the jargon, or the last-minute scramble.
MTD for Income Tax is now mandatory. Are you compliant?
Learn if you're in scope →MTD is changing everything. Most software wasn't built for you.
From April 2026, if you earn over £50,000 as a sole trader or landlord, you're legally required to submit quarterly updates to HMRC using compatible software. No more filing once a year. No more spreadsheets. The tools that exist were built for accountants, not people. They're full of jargon, missing guidance, and they leave you guessing whether you've done it right. CleanBooks MTD was built differently.
No guidance — just a submit button
Most MTD software gives you a form and gets out of the way. If something looks wrong, you're on your own.
Jargon that assumes you're an accountant
Obligations, nominal codes, EOPS statements. Terms that mean nothing to the people who actually need to file.
Built for annual returns, not quarterly ones
Legacy tools are adapted for MTD. CleanBooks MTD was designed for it from the ground up.
From bank connection to HMRC submission — in four steps.
Connect your bank
We import your transactions automatically via secure, read-only open banking. Your transactions appear in CleanBooks within seconds — no manual entry, no CSV uploads.
Keeva prepares your update
Keeva, your built-in AI assistant, categorises your income and expenses, flags anything unusual, and prepares your quarterly update automatically. You review — not rebuild.
Review with confidence
Before you submit anything, CleanBooks shows you a plain-English summary of your quarter with a confidence checklist confirming everything is in order.
Submit directly to HMRC
One click. Your update goes straight to HMRC via the official API. You get a reference number, a timestamp, and a running penalty score.
Everything you need. Nothing you don't.
Automatic quarterly updates
CleanBooks tracks your income and expenses throughout the quarter, then prepares your update automatically. No accounting knowledge required.
Real-time tax estimate
See your estimated tax bill update in real time as you add income and expenses. No more January surprises.
Penalty score tracker
Your live HMRC penalty score is always visible on your dashboard. Know exactly where you stand before every deadline.
Keeva AI assistant
Keeva explains your finances in plain English, flags issues before you submit, and reminds you when deadlines are approaching.
HMRC-connected
Direct connection to HMRC via the official MTD API. Quarterly updates, final declaration — all submitted from one place.
Secure open banking
FCA-regulated, read-only bank connections. Transactions import automatically — we can never move money.
Landlord & sole trader support
Both income streams managed separately as HMRC requires, while keeping everything in one account for you.
Final declaration included
CleanBooks guides you through your end-of-year declaration — including other income sources — and submits it directly to HMRC.
The guidance layer every sole trader needs.
Keeva is your built-in tax assistant. She reads your transactions, prepares your updates, flags anything unusual, and explains everything in plain English — no accounting degree required.
She's not a chatbot. She's not a help article. She's the guidance layer that every sole trader and landlord needs but no other MTD product provides.
- Tells you what your income and expenses look like this quarter before you submit
- Flags any transactions that look unusually high or low — with a plain-English explanation
- Calculates your estimated tax bill in real time as the quarter progresses
- Confirms everything is in order before you hit submit — a confidence checklist, not a guess
- Reminds you of upcoming deadlines and tells you exactly what HMRC needs next
Keeva
Your Q2 update is ready to review. Income is slightly up on Q1 and expenses are in line. One transaction needs a quick check before you submit.
Keeva
You're on track for a £3,240 tax bill this year based on current income. Nothing to worry about — just something to be aware of.
Built for compliance. Designed for confidence.
Live penalty score
Your HMRC penalty score is shown on your dashboard at all times. HMRC's points-based system means late submissions add up fast — we make sure you always know where you stand. Four points triggers a £200 fine.
HMRC token management
Your HMRC authorisation token expires every 18 months. CleanBooks warns you 14 days before it expires and guides you through reconnection — so submissions never fail unexpectedly.
Amendment flow
Made an error after submitting? MTD rules don't allow re-submission of past quarters. CleanBooks handles this correctly — recording your correction and carrying it into the next quarterly update as a prior-period adjustment.
Final declaration
After your fourth quarterly update, CleanBooks guides you through the final declaration — including savings interest, dividends, and any other income sources — and submits it directly to HMRC by 31 January.
Does MTD apply to you?
MTD for Income Tax applies to sole traders and landlords based on qualifying income — your total gross income from self-employment and property before expenses. It's being phased in over three years.
Phase 1
6 April 2026
Income over £50,000
~780,000 sole traders and landlords
Phase 2
6 April 2027
Income over £30,000
~970,000 additional people
Phase 3
6 April 2028
Income over £20,000
~1 million additional people
What counts as qualifying income?
Qualifying income is your total gross income from self-employment and property — before expenses are deducted. If you earn £35,000 from freelancing and £20,000 from renting a property, your qualifying income is £55,000. That puts you in scope from April 2026. Income from employment (PAYE), dividends, and savings interest does not count towards the threshold.
One plan. One price. Everything included.
No tiers. No features held back until you upgrade. Full access from day one.
Tax Free MTD
then £12/month. Cancel any time.
Everything included — no holdbacks:
Priority support included on all accounts.
After 6 months, it's £12/month. That's everything, forever, at the same price.
Questions we get asked a lot.
MTD starts in April 2026. Get ahead of it today.
Start your free 6 months. No credit card. No commitment. Full access to CleanBooks MTD from day one. You'll be set up and connected to HMRC in under 10 minutes.
Built for every user
Finally, Bookkeeping for the Rest of Us
Clear, jargon-free guidance for business owners, freelancers, accountants, and landlords who want better control without the bookkeeping chaos.
Stay in control without the overwhelm
Get a clearer view of your numbers and make better decisions without drowning in admin.
- Reduce bookkeeping time and cost
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Simplify money management
Keep invoices, expenses, and tax prep organised in one calm, easy workflow.
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Monitor rent, expenses, maintenance, and profitability without relying on scattered spreadsheets.
- Track rent and property expenses
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Built for landlords
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